Validation Program
(Powered by Fintech Cadence)
From testing to validation, build with confidence and prove your model (at no cost).
Fintech startups in the early stages
10 Hours of session delivery
40 Additional hours of support
50 Access to industry advisors
Our Validation Program helps founders test real ideas with real customers, so you can move faster, sharpen your product, and avoid expensive mistakes with confidence.
Key Dates
9Info session:
- January 29th 12pm EST
- February 12th 12pm EST
Closing of the application period:
- February 19th, 2026 11:59pm EST
Notification of selected startups:
- Week of March 16th, 2026
Program begins:
- March 31st, 5:00pm
Closing event:
- June 2026
Selection Criteria
Our ideal candidate has the following elements*:
- Operate a business incorporated in Canada
- Have the potential to make a positive impact on the social and economic development of communities in Canada
- Have at least a working prototype of the solution
- Provide a service or solution targeting financial institutions or businesses (B2FI, B2B, or B2B2C)
- Have at least 1 co-founder working full-time for the business
- Have growth potential
- Be focused on defining your business model and identifying target market segment(s)
- Have minimal or no sales to date
- Have a founding or management team interested in hands-on coaching whose members have entrepreneurial and IT skills
* If you feel you don’t fit the criteria but are still interested in the program, make sure to connect with us at startup@fintechcadence.com.
Program materials are available in FR and ENG, but sessions will be delivered in English.
To learn more about the program before applying, make sure to register for one of the two Info sessions being offered. Attendance at one of the sessions is mandatory, if you are unable to attend, please notify us at startup@fintechcadence.com.
Fintech Verticals
Payment
Business Lending
Wealth Management
Personal Finance Management
Cybersecurity and Infrastructure
Data, Analytics and AI
Open Banking
Sustainable Finance
Insurance
FAQ
Do I have to give equity to participate in the accelerator?
No, it’s a non dilutive program!
Is there any cost to participate?
The program is free of charge and does not take any equity or shares of the startup.
What happens after the application has been submitted?
Once your application is received, our team will carefully review all submissions to assess alignment with the program’s goals and criteria. This evaluation will focus on your solution, stage of development, and readiness to engage with the program.
Following this initial review, selected applicants will be invited to participate in an interview. These conversations are designed to ensure a strong fit for both you, as a founder, and the program team. The interviews also provide an opportunity to discuss your goals, challenges, and how the program can best support your growth.
You can expect to hear from us no later than the week of March 16th, 2026 regarding the status of your application and next steps.
How long is the program?
The program includes 10 hours of focused session delivery, designed to provide you with the essential tools and insights to validate your solution effectively. In addition, you’ll receive up to 5 hours of personalized weekly support from our expert mentors and program team. This dedicated support is tailored to help you address challenges, refine your business model, and accelerate your progress throughout the program.
Together, the structured sessions and ongoing guidance ensure you have the resources needed to build with confidence and drive meaningful results.
How many companies will join the cohort?
We plan to select a focused cohort of 10 to 15 companies. This small group size ensures personalized attention, meaningful peer collaboration, and a supportive environment where each startup can receive tailored guidance.
What happens after graduating from the program?
Upon graduation, all founders will become part of our Alumni Network, gaining ongoing access to a vibrant community, continued support, and exclusive events and initiatives. Whether you need advice, connections, or resources, we’re just one request away, ready to support you as you continue to grow and scale.
What is the relationship between Station Fintech and Fintech Cadence?
Station Fintech and Fintech Cadence are collaborating to create a world-class program designed to support fintech startups based in or looking to operate in Canada, navigating the critical validation stage, often one of the toughest phases in their growth journey.
Station Fintech is hosting the program, providing the infrastructure and community space, while Fintech Cadence is responsible for developing the program content. Together, they bring their extensive networks and deep industry expertise to guide and support founders every step of the way, ensuring participants have access to the best resources, mentorship, and connections throughout the program.
What is expected from participating startups?
The program runs for 8 weeks and includes a mix of interactive workshops and industry nights. During these sessions, you’ll have the opportunity to engage directly with industry experts and potential customers to test and validate your solution in real time.
Active participation is key, this means attending all sessions, completing assignments, and being open to feedback. You’ll be expected to collaborate closely with mentors and peers to refine your business model and validation strategy throughout the program.
Is the program virtual, in-person, or hybrid?
The program will be a hybrid, with some opportunities offered in Montreal, Quebec. If you foresee challenges with this, please let us know.
Can I participate if my company is not based in Quebec?
Yes, you can. The sessions will be delivered virtually in those cases.
Who do I contact if I have further questions?
You can contact Anthony Aloise, Startup Coordinator at startup@fintechcadence.com.